super.money debuts credit-first UPI app, surpasses 10 million transactions in beta

super.money, a credit-first UPI platform backed by Flipkart Group, has officially launched its app following a highly successful beta phase. The app, which saw nearly one million downloads, recorded over 10 million transactions during testing, underscoring its rapid adoption.

super.money’s initial offerings include UPI transactions via RuPay Card and bank account linkage. The company has also completed testing for a pioneering “credit on UPI” solution, featuring a RuPay credit card that operates like an interest-bearing wallet on UPI rails. The waitlist for this first-of-its-kind feature is now open.With a strong focus on rewards and credit, super.money offers up to 5% cashback on merchant transactions and exclusive deals from partners such as Flipkart and Myntra. The platform also introduces innovative rewards programs like superNameDrop, Raffle, and Meme-Money, aimed at making payments more engaging and social.

Prakash Sikaria, Founder & CEO of super.money, emphasized the app’s potential, stating, “Our vision goes beyond payments; we’re redefining financial services to be more accessible, rewarding, and aligned with India’s digital aspirations.”super.money plans to roll out a range of financial products, including co-branded credit cards, fixed deposits, and instant loans, as it continues to tap into India’s growing consumer credit market.

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